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Banxware
Banxware provides an orchestration layer infrastructure for SME lending, enabling banks and lenders to handle acquisition, KYC/AML checks, AI-powered underwriting, and loan management through a single API integration. The platform connects lenders to a network of over 50 digital platforms (e.g. Qonto, Lexware, Lieferando) as distribution channels for pre-qualified SME borrowers. Its core product is the Banxware Score, a cashflow-based credit risk model using real-time transaction data.
